NAOBL Text Scam Warning: Is the Message Real?

Consumers are reporting unexpected text messages claiming to come from NAOBL and warning that a dental premium will be drafted, an application is being processed, or health benefits have been terminated.

Some messages instruct recipients to call 1-877-658-1917 for assistance, even when the recipient does not have the dental coverage or benefits mentioned in the text.

NAOBL appears to be a real organization offering dental savings plans. However, that does not mean every text using the NAOBL name is legitimate.

Quick Verdict

Legitimate Organization, but the Text May Be a Scam.

Treat an unexpected NAOBL premium, billing, or benefits text as suspicious until you verify it independently.

Do not call the number in the message, provide personal information, or make a payment merely because the text claims a charge is about to be processed.

What Does the NAOBL Scam Text Say?

Reported messages commonly claim:

• Your dental premium will be drafted tomorrow.
• Your benefits have been suspended or terminated.
• Your application and payment are being processed.
• You must call immediately to avoid losing coverage.
• There is a problem with your health or dental benefits.

The message may include a phone number but provide few details about the actual plan, account, premium amount, or coverage provider.

Is NAOBL a Real Organization?

NAOBL appears to refer to the National Association of Better Living, an organization that markets dental savings plans and related benefits.

The organization maintains a website at NAOBLiving.com and publishes customer-service contact information through that site.

At the time of publication, the official website lists numbers including:

• 1-866-916-2740
• 1-855-970-4179
• 1-866-916-2694

The frequently reported text number 1-877-658-1917 does not match those published contact numbers.

Why Did I Receive an NAOBL Text?

There are several possibilities.

Someone Is Impersonating NAOBL

Scammers frequently use the names of real organizations to make their messages appear credible.

Your Number Was Added to a Marketing List

Your phone number may have been obtained through an insurance quote form, lead-generation website, or another online inquiry.

The Sender Has the Wrong Number

A customer may have entered your phone number by mistake.

You Have a Real Membership

If you knowingly enrolled in an NAOBL plan, the message could relate to your account. Even then, verify it through the official website rather than calling the number in the text.

Warning Signs of an NAOBL Text Scam

You Do Not Have the Coverage Mentioned

A premium-draft warning for a dental or health plan you never purchased is a major red flag.

The Message Is Vague

Scam texts often refer only to “your benefits,” “your coverage,” or “your account” without identifying the exact plan or provider.

It Creates Urgency

Claims that coverage will end or a payment will be drafted tomorrow are intended to make you act before verifying the message.

The Phone Number Does Not Match

Compare the number in the text with contact information published on the organization’s official website.

The Caller Requests Sensitive Information

Do not provide your Social Security number, bank account information, credit card number, insurance ID, or date of birth to an unsolicited caller.

Should You Call 1-877-658-1917?

Do not call the number solely because it appeared in an unexpected text.

Consumer reports associate the number with messages about automatic dental premium drafts, suspended benefits, and applications that recipients say they never submitted.

If you believe you have a legitimate NAOBL membership, visit the official NAOBL website directly and use the contact information published there.

How to Verify the Message Safely

1. Do not reply to the text.
2. Do not call the number shown in the message.
3. Do not click any included links.
4. Review your bank and credit card accounts for actual charges.
5. Check your insurance documents for the correct provider name.
6. Contact the provider using the number on your membership card or official website.

What If a Premium Is Actually Scheduled?

If you find a real pending or completed charge:

1. Contact your card issuer or bank.
2. Ask for the merchant’s full billing information.
3. Contact the verified company directly.
4. Cancel any membership you did not authorize.
5. Dispute unauthorized charges if necessary.
6. Continue monitoring your statements for additional billing.

What If You Already Called?

If you called the number and shared information:

• Contact your bank or credit card company immediately.
• Replace a compromised payment card if advised.
• Change passwords associated with affected accounts.
• Monitor your credit reports.
• Consider placing a fraud alert or credit freeze.
• Watch for follow-up calls, emails, and texts.

How to Report the Text

You can report suspicious text messages by:

• Using your phone’s “Report Junk” or “Report Spam” option.
• Forwarding the message to 7726, which spells SPAM.
• Reporting suspected fraud to the Federal Trade Commission.
• Submitting an unwanted-text complaint to the Federal Communications Commission.

Related Resources

Before calling a company or paying an unfamiliar charge, verify the contact information through an independent source.

• CustomerServiceNumbers.com – Locate customer-service contacts and support information for companies and service providers.
• CorporateOfficeHeadquarters.com – Research corporate contact information, company complaints, and consumer experiences.
• ChargeOnMyCard.com – Research unfamiliar insurance, membership, and recurring charges appearing on payment statements.
• FTC Spam Text Guidance – Learn how to recognize and report suspicious text messages.
• FCC Unwanted Text Guidance – Find options for blocking and reporting unwanted messages.

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Have You Received an NAOBL Text?

Share your experience below.

• What did the message claim?
• Did it mention a dental premium or terminated benefits?
• What phone number were you instructed to call?
• Did you have an actual NAOBL membership?
• Were any unauthorized charges made?

Your experience may help other consumers determine whether an NAOBL message is legitimate or an impersonation attempt.

Disclaimer

ThinkItsAScam.com is an independent consumer information website. We are not affiliated with NAOBL or the National Association of Better Living. This article does not claim that every communication from NAOBL is fraudulent. Consumers should verify unexpected messages directly through official company channels.