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Wednesday, February 26, 2014

Mystery Shopper Scam Warning

Mystery shopping can be a legitimate way for consumers to earn extra income by evaluating customer service, retail stores, restaurants, and other businesses.

Unfortunately, scammers frequently exploit the popularity of mystery shopping by advertising fake jobs that promise easy money, flexible schedules, and high earnings.

If a mystery shopping opportunity sounds too good to be true, it probably is.

What Is the Mystery Shopper Scam?

The Mystery Shopper Scam is a fraudulent work-from-home or side-income scheme that promises payment for evaluating businesses as a secret shopper.

Victims are often told they can:

  • Earn hundreds of dollars per assignment

  • Work part-time from home

  • Choose their own schedule

  • Receive free products

  • Make substantial monthly income

The scammers use these promises to collect fees, personal information, or money from victims.

How the Scam Works

Several variations of the mystery shopper scam exist.

The Fake Check Scam

One of the most common versions works like this:

  1. You are hired as a mystery shopper.

  2. A large check arrives in the mail.

  3. You are instructed to deposit the check.

  4. You are told to evaluate a money transfer service.

  5. You are instructed to wire part of the funds elsewhere.

  6. The check later bounces.

  7. The bank removes the funds from your account.

  8. The money you sent is lost.

Victims are often responsible for repaying the bank.

The Membership Fee Scam

Some companies claim you must pay for:

  • Training materials

  • Certification

  • Membership access

  • Job databases

  • Shopper directories

After payment, victims often discover there are few legitimate opportunities available.

Personal Information Scams

Some fake employers collect:

  • Social Security numbers

  • Bank account information

  • Driver's license information

The information may later be used for identity theft.

Warning Signs

Several red flags appear in many mystery shopper scams.

Upfront Fees

Legitimate employers generally do not charge applicants to apply for jobs.

Guaranteed Income Claims

Promises of large earnings with little effort should be viewed skeptically.

Checks Sent Before Work Is Performed

Receiving a check before completing any assignment is often a warning sign.

Pressure to Wire Money

Legitimate mystery shopping companies do not require shoppers to forward money.

Unrealistic Pay

Advertisements promising hundreds of dollars for simple store visits are often misleading.

Are Legitimate Mystery Shopping Jobs Real?

Yes.

Legitimate mystery shopping opportunities do exist.

However, most professional mystery shoppers consider the work:

  • Part-time

  • Supplemental income

  • Assignment-based

  • Competitive

Real assignments typically pay much less than scam advertisements suggest.

How to Find Legitimate Opportunities

When researching mystery shopping jobs:

Research the Company

Search for reviews, complaints, and business information.

Avoid Paying Fees

Information about mystery shopping opportunities is generally available without expensive memberships.

Verify Contact Information

Legitimate companies should provide verifiable business contact information.

Be Cautious with Personal Information

Do not provide sensitive information until you have confirmed the company's legitimacy.

What If You Were Targeted?

If you believe you encountered a mystery shopper scam:

  1. Stop communicating with the company.

  2. Do not deposit suspicious checks.

  3. Monitor your financial accounts.

  4. Save all communications.

  5. Report the scam to appropriate authorities.

Taking action quickly may help prevent financial losses.

Historical Context

Mystery shopper scams have been circulating for decades.

Earlier versions often relied on classified ads, direct mail, and telephone solicitations.

Today, scammers commonly use:

  • Email

  • Social media

  • Text messages

  • Job boards

  • Work-from-home advertisements

While the delivery methods have changed, the underlying scam remains largely the same.

Related Resources

Looking for additional consumer resources?

Related Scam Warnings

Consumers researching mystery shopper scams may also be interested in:

Have You Been Offered a Mystery Shopper Job?

Share your experience below.

  • Were you asked to pay a fee?

  • Did you receive a check?

  • How much compensation was promised?

  • Were you instructed to wire money?

  • Was the opportunity legitimate?

Your experience may help others recognize and avoid mystery shopper scams.

Disclaimer

ThinkItsAScam.com is an independent consumer information website. This article is intended for educational purposes only and to help consumers identify common employment, work-from-home, and mystery shopper scams.

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